For example, for food, do you just make an entry for “Grocery store, $200″ ?

Or do you itemize by fruits, bread, cheese, etc.

With just a $200 expense for food, it’s hard to see how you could cut anything. After all, everyone needs food, right?

If you itemize, you could see that you could cut processed foods (like potato chips, twinkies, etc.), save money, and still have something to eat.

But that requires a lot of discipline and a lot of record-keeping and data entry.
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